The amicable report: how to proceed
It is often believed that in the event of a car accident, it is imperative to call the police. However, if everyone in the vehicle is okay, the drivers may also want to settle out of court by filling out a report.
From the moment someone is injured, even if it is a minor injury, the police must be contacted.
You never know when an accident might happen, so it's important to always keep a form in your car. Usually, your insurer will send you a few copies at the same time as your contract. If this is not the case, you can go to the Groupement des assureurs automobiles website to print a few.
If all is well, exchange contact information with the other driver. The most important ones are the individual's driver's license number and insurance policy number. Your insurer will need this information in order to make your claim.
It is important to know that the joint report is not there to establish who is at fault. It is a tool used to relate the facts. Establishing guilt is the role of the insurer. It is necessary to summarize the accident and mention the damage to each car. Do not forget to mention the date, time and place of the accident. If you are more comfortable illustrating the accident graphically, you can do so. Finally, sign the report and have the other driver sign it.
In the event that you hit a parked car, leave your contact information clearly visible. This way, the other driver will be able to reach you and you will be able to fill out the accident report.
If witnesses saw the scene, feel free to add them to your report, along with their contact information.
